SMC Global Securities Limited

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8️⃣The Lesson: Disruption Works When You Simplify Acko didn’t reinvent insurance. They just made it: ✅Digital ✅Transparent ✅Fast

5️⃣Strong Financials (Despite Losses) From ₹0 to ₹2,106 Cr in revenue—without losing the plot In just 7 years: 🔸FY23 Revenue: ₹1,758.64 Cr 🔸FY24 Revenue: ₹2,106.25 Cr

7️⃣Award-winning execution 🏆 2019 Golden Peacock Award (Ola Ride Insurance) 🏆 2020 FICCI Award – Most Innovative Insurer 🏆 Recognized as India’s leading Insurtech company Innovation + execution = long-term moat.

4️⃣Not Just Insurance: Continued Expansion They didn’t stop at policies. 🔸2019: Launched Acko Drive—a one-stop shop for car buying, financing, and insurance. 🔸2024: Entered car repair & servicing with the Acko Drive Service Centre

3️⃣Built for Modern India Instead of boring products, they launched: 🔹Car, bike, health, and mobile insurance 🔹In-trip Ola ride insurance 🔹Mobile insurance via Amazon 🔹Gig worker insurance They built insurance into everyday life.

6️⃣Strategic Thinking = Big Wins Their biggest moat? Partnerships. 🔸Ola: Ride insurance 🔸Amazon: Mobile protection 🔸Embedded policies for gig workers Instead of selling insurance, they integrated it.

But… 🔹Revenue grew by +19.76% YOY 🔹Losses reduced by -9.28% YoY They’re moving in the right direction—targeting profitability by 2026.

From protection to purchase to service—Acko wants to own the full customer journey. Here’s how fast Acko scaled: 2017: Raised $30M from Accel, SAIF, Catamaran in Pre-Series A 2021: Raised $255M (Series D) → Unicorn 2024: Valuation hits $1.4 Billion All while staying lean and