SMC Global Securities Limited

7️⃣IPO details you should know: • Issue size: ₹12,500 Cr • Price band: ₹700 to ₹740 per share • Lot size: 20 shares (minimum ₹14,800 investment) • Issue period: June 25 - June 27 • Listing date: July 2 This is one of the biggest NBFC IPOs we’ve seen in recent years

6️⃣ How does it compare with other NBFCs like Bajaj Finance and Chola? → HDB is cheaper in terms of valuation (its price-to-book ratio is lower) But its profitability and asset quality are not as strong as Bajaj Finance, which has better returns and cleaner books

→ However, profits dropped 12% - ₹2,176 Cr vs ₹2,461 Cr last year. That profit dip could be due to higher provisions or operating costs

3️⃣But is HDB doing well financially? Here’s what their FY25 numbers say: → Net interest income rose 18% - ₹7,446 Cr vs ₹6,292 Cr last year. → Total gross loans also grew 18% - ₹1.06 lakh Cr vs ₹90,218 Cr

→ It also enjoys a AAA credit rating and borrows money at just 7.9% interest — thanks to HDFC Bank’s brand power That’s a big advantage

🛢️5 Stocks That Could Benefit from Rising Crude Oil Prices With ongoing geopolitical tensions and supply disruptions, crude oil prices are on the rise again — and certain companies are better positioned to benefit https://t.co/nYy7D3VGpu

So what’s the point? When crude surges, investors usually rush to global oil ETFs or Brent futures. But Indian markets have homegrown opportunities—if you know where to look. ONGC and Oil India = direct crude plays

IGL and Petronet = smart, indirect bets Engineers India = infra tailwind And Oil price spikes create ripple effects across the energy ecosystem Some stocks benefit directly via revenue Others gain indirectly through volume, infra, or product substitution

[5] Engineers India An EPC firm, not an oil producer But when crude prices surge, oil companies spend more on refineries, pipelines, and infra That’s when Engineers India gets big contracts Oil boom = capex boom = stronger order book for them https://t.co/55FY93W9Zw