SMC Global Securities Limited

In summary: 🇮🇳The US-Vietnam deal weakens Vietnam’s cost edge in the American market This opens huge doors for Indian exporters to capture market share in: - Textiles - Apparel - and related sectors But it also teaches India to negotiate smartly for long-term stability with

5️⃣ The MSME sector isn’t being left behind Under the New Credit Assessment Model for MSMEs (launched March 2025): ✅ 1.97 Lakh loans worth ₹60,000 Cr have already been sanctioned. PSBs have been told to speed up this flow of capital to India’s small businesses

It’s not just banking, it’s nation-building🇮🇳 If you found this breakdown useful, follow for more clear, India-focused finance threads RT to keep your network informed

9️⃣ In short: India’s PSBs are cleaner, stronger, and more profitable than ever But the next phase isn’t about just profits

7️⃣ Supporting Targeted Credit Initiatives PSBs will actively support: → PM Mudra → PM Vishwakarma → PM Surya Ghar Muft Bijli → Kisan Credit Card (KCC) Scheme → PM Vidyalaxmi → Stand Up India

Under PM Dhan Dhanya Yojana, PSBs will focus on 100 low-productivity districts Providing special credit products to boost farm productivity and local economic potential

It’s about: ✅ Lending responsibly ✅ Powering green growth ✅ Deepening financial inclusion ✅ Supporting MSMEs & rural credit ✅ Building India’s global financial footprint

6️⃣ The FM also highlighted the need for: ✅ Better deposit mobilisation ✅ Scaling up branches in semi-urban, rural & NE regions ✅ Strengthening Business Correspondent networks ✅ Fast-tracking customer grievance redressal ✅ Cleaner, customer-friendly physical branches It’s

🔟 India’s banking sector is at a pivotal moment The choices made now by PSBs will define India’s credit growth, green transition, and financial inclusion goals for the next decade