SMC Global Securities Limited

What if your bank collapses tomorrow? After the ₹590 Cr fraud news at IDFC First Bank, many people are worried but here’s the clarity. Deposits in Indian banks are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to ₹5 lakh (principal + interest). • All branches of the same bank are treated as one, i.e., total cover is capped at ₹5 lakh. • If you have multiple accounts (Savings, FD, RD, Current) in your name in the same bank, they are all added together, i.e., total cover remains ₹5 lakh. • Money kept in different banks gets separate ₹5 lakh insurance per bank. • The claim is filed through the bank (via a willingness form + ID proof). • Once AID is imposed, the full payout process is capped at 90 days. Note: – Any amount above ₹5 lakh per bank isn’t insured. – NBFC deposits, mutual funds, and stocks aren’t covered. [banks, bank account, fraud, update, insurance, savings, personal, finance, smc] #bankaccount #fraud #insurance #finance #smc #bankaccount #fraud #insurance #finance #smc

Ever wondered which listed companies are behind your favourite gujiya? #holi #happyholi #gujiya #market #holi #happyholi #gujiya #market

May this Holi colour your portfolio with growth, prosperity, and long-term gains. [stock market India, Investment, stock market, investing, holi vibes, happy holi, colour of festival] #SMC #SMCGlobal #MoneywiseBeWise #StockMarketIndia #SMC #SMCGlobal #MoneywiseBeWise #StockMarketIndia

World: global crisis loading 🌍⚔️ Indians: ‘Bhai pehle Holi khelte hain, baaki sab Thursday ko dekh lenge.’ 🎨📈 Hashtags: #HoliVibes #IndianStockMarket #TradingLife #MarketMeme #RetailTraders #HoliVibes #IndianStockMarket #TradingLife #MarketMeme #RetailTraders

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Aaj sirf rang udhenge, returns nahi. #HoliVibesOnly [stock market India, Investment, stock market, investing, holi vibes, happy holi, colour of festival] #SMC #SMCGlobal #MoneywiseBeWise #StockMarketIndia #HoliVibesOnly #SMC #SMCGlobal #MoneywiseBeWise #StockMarketIndia

Got an “Income Tax Refund” message? Don’t open it! Scammers are sending SMS and emails that look exactly like official Income Tax updates, forcing you to share sensitive details in the name of tax refund. Watch till the end to understand how this trap works and how you can stay safe. [income tax, refund, scam, email, link, phishing, cybersecurity, finance, smc] #incometax #refund #scam #finance #smc #incometax #refund #scam #finance #smc

As clash between the US and Iran escalate, look who’s caught in the middle: Millions of Indians abroad! These aren’t just numbers… they represent families, livelihoods, and lives caught under uncertainty So, how prepared are we for geopolitical shocks that can impact not just markets, but our own people? #iran #us #war #india #iran #us #war #india

Here are this week’s fundamental picks from the SMC Research Team to add some colour to your portfolio #kalyan #hotstocks #fundamental #stockmarket #kalyan #hotstocks #fundamental #stockmarket