SMC Global Securities Limited

→ However, profits dropped 12% - ₹2,176 Cr vs ₹2,461 Cr last year. That profit dip could be due to higher provisions or operating costs

5️⃣Let’s talk about the risks HDB has 2.26% gross NPAs that’s its bad loan ratio It also lends a lot in the unsecured space — where defaults are more likely during tough times If there's a slowdown or job loss cycle, those unsecured loans could turn risky fast

So it’s a trade-off: value vs performance

→ It also enjoys a AAA credit rating and borrows money at just 7.9% interest — thanks to HDFC Bank’s brand power That’s a big advantage

So what’s the point? When crude surges, investors usually rush to global oil ETFs or Brent futures. But Indian markets have homegrown opportunities—if you know where to look. ONGC and Oil India = direct crude plays

[4] Petronet LNG Petronet imports and regasified liquefied natural gas LNG prices tend to follow oil (with a lag) So a spike in crude boosts LNG prices, which improves Petronet’s realization and spreads It’s a smart proxy play on crude-linked energy prices https://t.co/wlTTI977wN

5 oil-upside stocks to watch — 📌 not advice, DYOR Bookmark this thread If oil prices stay elevated or climb further - you’ll likely see these names outperform in the short to medium term

🛢️5 Stocks That Could Benefit from Rising Crude Oil Prices With ongoing geopolitical tensions and supply disruptions, crude oil prices are on the rise again — and certain companies are better positioned to benefit https://t.co/nYy7D3VGpu

IGL and Petronet = smart, indirect bets Engineers India = infra tailwind And Oil price spikes create ripple effects across the energy ecosystem Some stocks benefit directly via revenue Others gain indirectly through volume, infra, or product substitution