SMC Global Securities Limited

8️⃣So… should you apply for this IPO? You may consider it if you want: • Exposure to rural credit growth • A solid brand-backed NBFC • Lower valuation than market leaders But be cautious about asset quality, and HDFC’s future involvement post stake cut

4️⃣What makes HDB a strong NBFC? → It’s highly diversified - no product is more than 25% of its loan book. → That means if one loan segment underperforms, the others can balance it out

→ It also enjoys a AAA credit rating and borrows money at just 7.9% interest — thanks to HDFC Bank’s brand power That’s a big advantage

5 oil-upside stocks to watch — 📌 not advice, DYOR Bookmark this thread If oil prices stay elevated or climb further - you’ll likely see these names outperform in the short to medium term

[4] Petronet LNG Petronet imports and regasified liquefied natural gas LNG prices tend to follow oil (with a lag) So a spike in crude boosts LNG prices, which improves Petronet’s realization and spreads It’s a smart proxy play on crude-linked energy prices https://t.co/wlTTI977wN

🛢️5 Stocks That Could Benefit from Rising Crude Oil Prices With ongoing geopolitical tensions and supply disruptions, crude oil prices are on the rise again — and certain companies are better positioned to benefit https://t.co/nYy7D3VGpu

IGL and Petronet = smart, indirect bets Engineers India = infra tailwind And Oil price spikes create ripple effects across the energy ecosystem Some stocks benefit directly via revenue Others gain indirectly through volume, infra, or product substitution

So what’s the point? When crude surges, investors usually rush to global oil ETFs or Brent futures. But Indian markets have homegrown opportunities—if you know where to look. ONGC and Oil India = direct crude plays

[5] Engineers India An EPC firm, not an oil producer But when crude prices surge, oil companies spend more on refineries, pipelines, and infra That’s when Engineers India gets big contracts Oil boom = capex boom = stronger order book for them https://t.co/55FY93W9Zw